Mujitahid, Gabriella Aprilanni. 2022. “Pengaruh Personalisasi Mobile Application Terhadap Disclosure Behaviors Melalui Mediasi Perceived Benefit, Perceived Risk Dan Mobile Site Trust ”. INOBIS: Jurnal Inovasi Bisnis Dan Manajemen Indonesia 6 (1):15-29. https://doi.org/10.31842/jurnalinobis.v6i1.254.